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BUYING A FORECLOSURE


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Tyler Texas Real Estate and East Texas Real Estate - John C Martin

TYLER TEXAS REAL ESTATE FOR VETERANS

Home Loans For Veterans In Tyler Texas

Real Estate in Tyler Texas
JOHN C. MARTIN, REALTOR
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Below is information about Tyler Texas real estate for veterans and East Texas real estate for veterans.

The VA Home Loan Guaranty Program was established in 1944 to aid Veterans returning from military duty. The goal of VA Home Loan Benefits was to help Veterans purchase or refinance a home in gratitude for the sacrifices they made by serving our country. Over the years this has evolved into a great benefit.

You can use your VA Loan to purchase a house, condominium, or townhouse. You can also build a home, make energy-efficient home improvements, or refinance your mortgage.

There are several reasons why a VA Loan may be preferable to a standard loan. Most importantly, if you qualify, you may obtain a VA Loan even if you did not qualify for other loans. There may be no down payment required for a VA Loan, depending on the lender. VA Loans often have lower interest rates than conventional loans, and many times you can negotiate the interest rate with the lender. There are no mortgage insurance premiums on VA Loans, and assumable mortgages are permitted. Closing costs can be lower than other forms of financing, and there is no penalty for prepaying your mortgage. In addition, VA assistance due to temporary financial difficulty is available to those who qualify.

Although there is no set maximum limit the VA allows you to borrow with your entitlement, most lenders and financial institutions will not approve a total of over $417,000. Lenders typically sell VA loans in a secondary market, where the cap for a loan limit is $417,000.

Veterans who have already taken out a VA home loan in the past may be eligible for remaining entitlement for any unused previous balance. Because entitlement amounts have increased over time, many people with prior VA loans may be eligible for more money now than they were previously.

Email me at john@johncmartin.com, and let's talk about the purchase of a home here in Tyler Texas!

If you've had this kind of service before, welcome back!!!